One of my financial goals is to build generational wealth. This is a foreign concept to many who have grown up living under the poverty line, or simply to those who live check to check. It always amazes me that people come from all over the world to find the "American Dream," but many Americans fail to achieve this dream. We do not educate ourselves financially. We do not insure ourselves properly, and we leave a legacy of spiritual, emotional, and financial debt. How do we rectify this? We can implement financial curriculum into the school systems. We can educate ourselves on how the rich build generational wealth through life insurance and other investments. We can teach our kids about credit and how to manage money. We can make a conscience decision to leave a legacy that benefits our children's children.